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Diribala Development Loans

Much more than just a 
business loan

 Let us help your business bloom with tailor-made loans and a variety of other services.


The Diribala Development Loans scheme is very flexible and is tailored to suit the needs and requirements of small and medium scale agricultural, industrial and business ventures.


The Essentials

  • Concessionary interest rates
  • A longer repayment period
  • A grace period, in which you will only need to pay the interest portion of the loan
  • Online Banking facility free of charge
  • Support to enhance your entrepreneurship skills


We offer loans tailored to suit your business requirements.


Loan amount

You can apply for up to a maximum of 75% of the total investment in the project 


Repayment period

You will receive a repayment period of up to 07 years and if the repayment period exceeding 07 years to be decided on a case by case basis on the merits of the proposal


Eligible borrowers

  • Individuals
  • Sole proprietorship
  • Partnership
  • Limited liability companies

who are engaged in or to be engaged in manufacturing, services, and trading oriented businesses, with an adequate repayment capacity is eligible to apply for a Diribala Development Loan


Activities eligible for financing

  • Construction of commercial buildings
  • Construction of factory buildings
  • Purchase of plant and machinery
  • Purchase of commercial vehicles
  • Permanent working capital requirement or manufacturing and services oriented businesses

Sectors eligible for financing

  • Paddy milling
  • Grinding mill
  • Made tea
  • Bakery products
  • Coconut based products
  • Other food processing businesses
  • Garments manufacturing
  • Manufacturing brass ware
  • Light engineering
  • Manufacturing jewelery
  • Manufacturing construction materials
  • Manufacturing rubber based products
  • Saw milling
  • Furniture manufacturing
  • Manufacturing footwear
  • Printing
  • Manufacturing chemical products
  • Fisheries
  • Poultry farming
  • Dairy farming
  • Horticulture
  • Vehicle service stations and fuel filling stations
  • Hospitals and medical labs
  • Restaurants, hotels, and catering services
  • Commercial and passenger transportation
  • Warehousing
  • Studio and film processing
  • Gems and lapidary or any other businesses


Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.