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SMS Banking


Terms & Conditions

In consideration of Commercial Bank of Ceylon PLC (Bank) pursuant  to  your request making available the Mobile Banking facility, you shall be bound by the following terms and conditions,

  1. To restrict the use of Mobile Banking Facility exclusively to yourself.

  2. At no time and under no circumstances disclose to any person the Password  / Personal Identity Number. [PIN) for use of Mobile Banking Facility and to  treat such as strictly confidential.

  3. To report to the Bank immediately upon becoming aware that the Password / PIN has fallen into the hands of any unauthorized party.

  4. To accept full responsibility for all transactions processed from the use of the Mobile Banking facility.

  5. To accept the Bank's record of transactions is conclusive and binding for all purposes.

  6. That the Bank has the authority to revoke the account holders right in using Mobile Banking Facility, at any time, without prior notice.

  7. That the Bank is not bound to carry out the instructions given by the account holder, if the Bank at its sole discretion believes that such instructions do not emanate from the account holder.

  8. Not to hold the Bank liable, responsible or accountable in anyway whatsoever for any loss or damage whatsoever arising by any malfunction or failure of the Mobile Banking facility.

  9. Notwithstanding to and without prejudice to the generality of provision of (8) above, the use of Mobile Banking facility shall be at your sole risk and you should accept any and all risks, incidental to or arising out of the use of the Mobile Banking facility.

  10. That the Bank shall be at liberty to terminate the facility at any time without notice to you by canceling the facility

  11. Joint account holders are inter-alia jointly and severally bound by these terms and conditions and are jointly and severally liable for all transactions processed by the use of the Mobile Banking facility irrespective of whether the instructions have been given by one or more of the Joint Account Holders

  12. All rules and regulations governing the operations on of Current, Savings or any other account shall be applicable to Mobile Banking transactions relating to such accounts.

  13. That the Bank reserves the right to vary these terms and conditions and fees applicable at any time and without prior notice.


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