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Flash Digital Bank Account

Sri Lanka's first fully fledged

Digital Bank Account


Welcome to “Flash”. Sri Lanka's first fully fledged Digital Bank Account

Enjoy a complete suite of financial services and wealth management tools in one seamless application.
Its time to get serious about your money.


The Essentials

  • Tri- lingual accessibility

  • Budget manager 

  • Savings manager

  • Investment manager

  • Group payments

  • Insurance facility

  • JustPay facility


Enjoy banking through your phone on a 24/7 basis with the all new “Flash” Digital Bank Account


Downloading “Flash” app

You can search for ‘’Flash’’ app in the app “App Store” and “Play Store” by typing “Flash Digital Banking’’. 

Once the app which is offered free is downloaded to the smart phone, you can register for opening a ‘’Flash Digital Bank Account’’ through the app after submitting the required information electronically.


Features of Flash

Tri- lingual accessibility : "Flash’’ Digital Bank Account app is also available in Sinhala & Tamil languages now. Download the app from Play Store or App Store and experience the convenience.

Insurance : You can register for a unique insurance scheme through the app and make monthly premium payments conveniently. This unique 'Hospitalization Support Insurance Plan' is offered by the Fairfirst Insurance exclusively for "Flash" customers. Registration possible through the "Flash" app 24/7. 

Self-registration and opening account Online : You can open your Flash Digital Bank Account by downloading the app and by providing account opening and KYC information through the app. KYC information verification will happen via digital channels centrally with a one-time visit to a service point of the bank to meet regulatory requirements and for the collection of the “Flash” Debit Card.

Mobile number based payments : You can transfer funds to friends or family members in your phone book who is already registered for “Flash’’.

Request for funds : ‘You can also request for funds from another “Flash” user simply by initiating an in-app message. The fund transfer would get affected on acceptance of the request by the receiver.

Budgeting : "Flash’’ mobile app is capable of identifying and segregating of transactions on a real time basis. Therefore, app provides the capability for you to create personal finance planning so that you can plan your spending. 

Receive actionable alerts/Notifications : "Flash’’ Digital Bank Account app provides actionable alerts and notifications through which you can complete transactions. 

Biometric based login : You can use your biometrics in the mobile app for login/authentication. (This facility should be available on your phone) 

Savings management tool : "Flash’’ Digital Bank Account app enables you to create your own savings targets and to set periodic transfers.

Group payments : You can create in-app groups by invitation. Members within the created group can request, collect and settle payments among the group by mere notification acceptance.

QR & NFC based Payments : "Flash’’ Digital Bank Account app is capable of capturing payments based on QR code and NFC technology and makes the payment through ‘’Flash’’ Debit Card.

JustPay facility : Link all your other bank accounts to "Flash" and easily top up your digital account or pay your utility bills from any of your bank accounts instantly


“FLASH” Debit Card

As a “Flash” Digital Bank Account holder you will be issued a specially designed Instant Visa Debit Card. Card features are similar to all Debit Cards of the Bank.

You can use the “Flash” Debit Card to make withdrawals through ATMs or to purchase goods and services from merchants.

For any assistance, Please contact our 24 x 7 Customer support desk on +94 11 2 353488 / email : flash@combank.net for assistance. 


Security Features

You will receive utmost security for all your transactions as all your transactions are secured with a 128 bit digital certificate and a firewall.


Terms & Conditions apply

Details and terms & conditions mentioned in this page may change from time to time Please contact the nearest branch for prevailing details and terms & conditions

Who can apply

Sri Lankan citizens above 18 years of age can open "Flash" Digital Bank Accounts. “Flash” services will be limited to Sri Lankan Rupee accounts.

How to apply

Download “Flash” Digital Bank Account app only from Google Play or App store and open new Digital Bank Account using your smart phone.


You are required to submit your personal information as below. The App would guide you how to provide them.

1. Submission of Personal Information for Digital Bank Account Setting-up

2. Uploading Documents required to Establish KYC

3. Submission of Information to Establish KYC

Once above information is provided, your mobile device, mobile SIM number and the e-mail address verification would take place through the app. You will receive a confirmation via SMS once the submission is completed.