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Rates & Tariffs

Lending Rates

 

Effective From 12.06.2019
Tenure Interest Rate (Per Annum)
Unregistered Vehicles Registered Vehicles Sale & Lease - Back Leases Super Leases Other Assets
3 Years 13.5% 13.5% 14% 13.5% 15.5%
4 Years 13.75% 14% 14.5% 14% 16%
5 Years 14% 14.5% 15% 14.5% 16%
6 Years 15% 15.5% 16% N/A N/A
7 Years 15.5% 16% 16.5% N/A N/A

 

Effective From 12.06.2019
Category Fixed Rate (Per Annum)
Less than 3 Years 4 Years 5 Years 7 Years
Professionals 13.5% 13.5% 14% 15%
Salary above Rs.100,000/- 13.5% 13.5% 14% 15%
Salary between Rs.50,000/- & Rs.99,999/- 14% 14.5% 15% 16%
Salary between Rs.30,000/- & Rs.49,999/- 15% 15.5% 16% N/A
  Floating Rate (Per Annum) - Reviewed Quarterly
Monthly salary up to Rs.100,000/- PLR+5%
Monthly salary above Rs.100,000/- PLR+4%
Professionals PLR+4%

 

Effective From 10.07.2019
Description Interest Rate (Per Annum)
Fixed Interest Rate 13% to 13.5%
Home Loans for Professionals 13% to 13.5%
Privilege Home Loans 13% (Maximum tenor of the loan is 5 years)

 

Effective From 12.06.2019
Description Interest Rate (Per Annum)
Loans 16%
(15% for Anagi a/c holders)
Overdrafts 17%

 

Effective From 12.06.2019
Description Fixed Interest Rate (Per Annum)
- 5 Years 13.5%
- 7 Years 14.5%

 

Effective From 12.06.2019
Description Interest Rate (Per Annum)
Bank Funded Credit Lines
 
Micro Finance
Agriculture / Tea Developing / Others
20%
Agri Business Loans
- 5 Years

14.5%
- 7 Years 15.5%
Agri Loans for Professionals
- 5 Years

14%
- 7 Years 15%
Paddy Purchasing Loans (NCRCS) 12% + 2% Commission
   
Refinance Credit Lines  
Awakening North - PHASE II 9%
Resumption of Eco. Act. in Eastern Province - PHASE III 9%
Kapruka Ayojana 10%
Small Holder Plantation Development Loan Scheme (SPENDP) 9%
DASUNA Revolving Fund 10.5%
   
Interest Subsidy Credit Line  
New Comprehensive Rural Credit Scheme (NCRCS) 9%
Commercial Scale Dairy Development Loan Scheme 8%
   
   

 

Effective From 12.06.2019
Description Interest Rate (Per Annum)
Fixed Loans 14% (Maximum tenure 5 years)
Overdraft 14.5%
Temporary Overdrafts 22%
Remittance Cash Advance 16.5%
Advances Against Foreign Currency Deposits PLR + 1.5%
Advances Against Treasury Bills PLR + 2.5%
Hire Purchase Financing  17%
   
Education Loans  
With Personal Guarantors  
- Up to 5 Years  14%
- 6 & 7 Years 15%
   
With Property Mortgages  
-Up to 5 Years 13.5%
-More than 5 Years 14.5%
   
Pensioners' Loans   
- Up to 60 Months  14%
- 61 to 84 Months 15.5%
- 85 to 120 Months 16.5%
   
Green Loans / Leases   
- 3 Years 13%
- 4 Years 13%
- 5 Years  13.5% 
- 6 Years  14.5%
- 7 Years 15%