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We will assist your quest for excellence by perusing higher education for yourself or your children. Education Loans from Commercial Bank will finance the course fee inclusive of examination charges pertaining to local or overseas education.
Loans available for both local and foreign education.
According to fee structure, disbursed loan amount will be directed to educational institution.
If you are a student registered with an education course provider, you can apply for a Education Loan.
Non employed applicants :
You can apply jointly with your parent, guardian or spouse who is eligible as a co borrower. You should be above the age of 18 years.
Employed applicants :
Permanent employees of a reputed company with a minimum monthly net salary of Rs. 100,000/- (Basic Salary+ Fixed Allowances) and a minimum service of 01 year in the current employment can apply under this category. You should be between 18 to 60 years of age.
Self employed professionals :
Professionally qualified individuals employed in their chosen field of profession. You should be between 18 to 65 years of age.
You can get a loan up to 75% of the total course fee (inclusive of Examination Charges).
Maximum loan amount - Rs. 5,000,000/-
Minimum loan amount - Rs. 100,000/-
Maximum repayment period will be 05 years. You have the option of choosing equated monthly installments or reducing balance installment method.
Required documents from the employed & self-employed applicants/ Co borrowers
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
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