Foreign Currency Home Loan
For a home of your own
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Special discounts up to 40% for building materials including Roofing sheets, Cement & allied products, Paints & allied products, Floor/ Wall tiles, allied electrical accessories, Wood care products, Bathroom fittings & accessories and PVC pipes & fittings, Hardware items for loans obtained for construction
You should have a regular monthly income (Minimum Rs 50,000), individually or jointly with your spouse. This income should be sufficient to meet the monthly loan commitment as well as living and other expenses.
Depending on your need and income, you could borrow from Rs 500,000/- up to Rs 50.0 million. Even if your requirement is in excess of Rs 50.0 million, you can still negotiate with your branch manager for a higher amount.
Depending on your age you could agree for a repayment period of up to 25 years. Also, you can select from 2 modes of payment:
Below listed professionals are eligible for an interest rate lower than the published interest rates.
We have tied up with some of Sri Lanka’s leading Condominium Property Developers to support the aspirations of Sri Lankans seeking to purchase apartments several popular locations in Colombo, suburbs and in Kandy.
You can obtain up to 80% of the value of an apartment at competitive interest rates with flexible repayment options, and that the loans can be disbursed within a week from the date of application where there exists tripartite agreements between the Bank, the Borrower and the Developer.
You only need to provide the Sales and Purchase Agreement along with your personal and income related information to apply for the loan. Loans can be granted in Sri Lankan Rupees or in Foreign Currency (available only for Sri Lankans who are employed Abroad) depending on the your choice and Foreign Currency Loans can be repaid in the same currency, through NRFC accounts.
Entrepreneurs / Self Employed
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
Its' just that simple !
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