Highlights

• Personal Loans, Home Loans and Leasing facilities will be offered to you at 0.25% less than standard interest rates.
• "Flash" is the new Digital Bank Account introduced targeting the new generation tech savvy market segment who prefer to use the internet to enjoy banking services. 
• The app is designed as a real-time budgeting tool together with investment options. 
  
• Enjoy a complete suite of financial services and wealth management tools in one seamless application.

Features

• Tri- lingual accessibility : "Flash’’ Digital Bank Account app is also available in Sinhala & Tamil languages now. 
• Insurance : You can register for a unique insurance scheme through the app and make monthly premium payments conveniently. This unique 'Hospitalization Support Insurance Plan' is offered by the Fairfirst Insurance exclusively for "Flash" customers. Registration possible through the "Flash" app 24/7. 
• Self-registration and opening account Online : You can open your Flash Digital Bank Account by downloading the app and by providing account opening and KYC information through the app. KYC information verification will happen via digital channels centrally with a one-time visit to a service point of the bank to meet regulatory requirements and for the collection of the “Flash” Debit Card.
• Mobile number based payments : You can transfer funds to friends or family members in your phone book who is already registered for “Flash’’.
• Request for funds : ‘You can also request for funds from another “Flash” user simply by initiating an in-app message. The fund transfer will be implemented on acceptance of the request by the receiver.
• Receive actionable alerts/Notifications : "Flash’’ Digital Bank Account app provides actionable alerts and notifications through which you can complete transactions. 
• Biometric based login : You can use your biometrics in the mobile app for login/authentication. (This facility should be available on your phone) 
• Savings management tool : "Flash’’ Digital Bank Account app enables you to create your own savings targets and to set periodic transfers.
• Group payments : You can create in-app groups by invitation. Members within the created group can request, collect and settle payments among the group by mere notification acceptance.
• QR & NFC based Payments : "Flash’’ Digital Bank Account app is capable of capturing payments based on QR code and NFC technology and makes the payment through ‘’Flash’’ Debit Card.
• JustPay facility : Link all your other bank accounts to "Flash" and easily top up your digital account or pay your utility bills from any of your bank accounts instantly
• QR Pay : "Flash" is now integrated with the national QR based payment platform facilitated by LankaClear. "Flash" customers can make QR based payments to any of the LANKAQR enabled merchants in the country. Furthermore, “Flash” is also integrated with all ComBank Q+ merchants operating in the country and customers can use "Flash" App conveniently to make payments to any of Bank’s Q+ merchants through “QR Pay” option
• PickMe QR based payments : "Flash" accepts PickMe dynamic QR code to settle payments after your PickMe ride. You can click on QR-Pay option of "Flash" home screen and scan and settle the fee real-time without any physical contact.
• Street parking payments : "Flash" account holders can pay parking fees via the "Flash" app for on-street and off-street parking spaces in Colombo, which are managed by Tenaga Car Parks (Pvt) Ltd. You don't have to drive around looking for a parking meter, just pay it through "Flash" app. 
• Track your expenses : "Flash" advanced BI tool introduced is capable of identifying every transaction and segregate them into categories (Food & Beverages, Health Care, Transportation, Entertainment, Store, Other). Each sub expense category will show a list of individual payments made during the period with the option to check individual transactions in detail, enabling the customer to know on which categories he/she has spent during a period for the better management of finances.
• Save the environment feature : As an environmentally friendly citizen, you can now analyze your transaction data and estimate environment impact (Emission of CO2) of your every single transaction made through the "Flash" Debit Card, QR, app payments or any other payment. After identifying the CO2 you add to the environment, you can understand how much you must invest for the environment to offset. "Flash" tells you what is your monthly carbon footprint (CO2) in Kilograms. It also tells you how much you should invest in an environment benefiting​ good course to off-set your environmental impact.
  E.g. Plant trees, invest in solar energy, forest conservation, reduce the consumption of fuel, recycling plastic and living a simple life etc.
• Security Features : You will receive utmost security for all your transactions as all your transactions are secured with a 128 bit digital certificate and a firewall.
• “Flash” Debit Card : As a “Flash” Digital Bank Account holder you will be issued a specially designed Instant Visa Debit Card. Card features are similar to all Debit Cards of the Bank. You can use the “Flash” Debit Card to make withdrawals through ATMs or to purchase goods and services from merchants.
• "Flash Teens" : Empower your child's future with our digital teen account, designed to unleash the banking potential of tech-savvy teenagers.

Benefits

Open the Account 100% digitally from anywhere at any time.

A range of services straight from your mobile phones.

Make wise choices about spending and saving.

Procedures to apply and to use

Download “Flash” Digital Bank Account app only from "App Store" , "Google Play" or "Huawei AppGallery" and open new Digital Bank Account using your smart phone.

You are required to submit your personal information as below. The App would guide you how to provide them.

1. Submission of Personal Information for Digital Bank Account Setting-up
2. Uploading Documents required to Establish KYC
3. Submission of Information to Establish KYC

Once above information is provided, your mobile device, mobile SIM number and the e-mail address verification would take place through the app. You will receive a confirmation via SMS once the submission is completed.

Bank will contact you and activate your account after a simple verification process.

Enjoy banking through your phone on a 24/7 basis with the all new “Flash” Digital Bank Account.

For any assistance, Please contact our 24 x 7 Customer support desk on +94 11 2353353 / email : flash@combank.net for assistance. 

"Flash Teens"

Empower your child's future with our digital teen account, designed to unleash the banking potential of tech-savvy teenagers.

Features of "Flash Teens"

• Tri-lingual.
• View account balance.
• View account history.
• LankaQR payments.
• Send money (to phone number, account number or Flash QR).
• Request money (from parent).
• Bill payment (to schools, telephone & sports).
• Group payment / bill split.
• Spend tracker and advance budgeting.
• Savings goal creation. 
• e-Recipts.
• e-Statement.
• Save the environment e-Report.
• Plan for environment friendly activities. 
• Message to bank.
• Exclusive card offers.

Benefits of "Flash Teens" for parent

1. Opening an account for the child digitally.
2. Accepting fund requests from the child.
3. Adding funds to the child’s account digitally.
4. Inculcating savings habits & discipline in the child.

Benefits of "Flash Teens" for child

1. An exciting digital banking experience.
2. Easy access to funds.
3. Safe way to keep pocket money.
4. Exclusive offers and discounts.
5. Invest in savings goals to achieve dreams.
6. Motivation towards financial independence.
7. Improving financial literacy.
8. Ability to learn sustainable habits to protect the environment.

Terms & conditions apply

Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.