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A 'Savings Plan' is available for new micro entrepreneurs or prospective micro borrowers who expect to obtain Micro Finance facilities in future and also to meet the additional financial requirements of the existing Micro Finance borrowers during emergencies.
As a Divisaru Account holder, you would be eligible for a higher interest rate than regular savings rate for your deposits.
You will also receive special discounts from raw material/fertilizer suppliers and special discounts at selected merchants and seasonal discounts on your shopping Debit Cards from time to time.
You will be invited to participate at free Dirishakthi Sustainable Entrepreneurship Development Programmes organized by the Bank on capacity building.
With the Savings Plan, you can make regular monthly deposits in multiples of Rs. 1000/-for a minimum period of 06 months. The minimum deposit is Rs 1,000/-.
Regular savers, who deposit the monthly savings without any interruptions will be qualified to obtain a special Microfinance facility subject to Bank’s other general conditions. Agreed Loan amount would be 25 times of the monthly savings deposit subject to maximum of Rs. 125,000/-.
If you are a Micro Entrepreneur involved in any livelihood activity, you can open Divisaru Savings Account as an individual account, Joint account, sole proprietorship or partnership account.
Your account can be opened at any Commercial Bank branch. Please submit your national identity card, driving license or passport and original business registration (for sole proprietorship and partnership only) when you apply to open the account. You are also requested to provide evidence (E.g. Water bill, Telephone bill, Electricity bill) in support of the address, if differs from NIC /DL.
You can open Divisaru Savings Account with a minimum deposit of Rs.100/-.
If you are an existing Micro Finance customer, you can either open a new account or convert your existing savings account to a Divisaru Savings Account.
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
Please feel free to use our Product Enquiry Form. Our representatives will get in touch.