For a home of your own
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Special discounts up to 40% for building materials including Roofing sheets, Cement & allied products, Paints & allied products, Floor/ Wall tiles, allied electrical accessories, Wood care products, Bathroom fittings & accessories and PVC pipes & fittings, Hardware items for loans obtained for construction.
You should be a Sri Lankan employed abroad who is in a position to service such loans in foreign currency.
Should have been continuously employed overseas for a minimum period of 2 years and also should have a contract for future employment for a minimum period of 1 year.
Your salary should have been credited to your foreign currency account for last 6 months.
Depending on your need and income, you could borrow from USD 25,000/- to USD 100,000/- or equivalent in other currencies mentioned above. Loans exceeding USD 100,000/- could be considered on individual evaluation.
Loans are granted for a maximum period of 5 years and the monthly installment would be in foreign currency on a reducing balance basis
We have tied up with some of Sri Lanka’s leading Condominium Property Developers to support the aspirations of Sri Lankans seeking to purchase apartments in several popular locations in Colombo, suburbs and in Kandy.
You can obtain up to 80% of the value of an apartment at competitive interest rates with flexible repayment options, and that the loans can be disbursed within a week from the date of application where there exists tripartite agreements between the Bank, the Borrower and the Developer.
You only need to provide the Sales and Purchase Agreement along with your personal and income related information to apply for the loan. Loans can be granted in Sri Lankan Rupees or in Foreign Currency (available only for Sri Lankans who are employed Abroad) depending on your choice and Foreign Currency Loans can be repaid in the same currency, through foreign currency accounts.
Additional documents, if the applicant is employed abroad
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
Please feel free to use our Product Enquiry Form. Our representatives will get in touch.